It’s remarkably easy to close your Axis credit card and you can do so from the comfort of your home or even by visiting a branch, whichever suits you best. Take note and apply these steps. Read down!
Overview of Axis Bank Credit Card
The Axis My Zone Credit Card, Axis Rewards Credit Card, Flipkart Axis Bank Credit Card, Axis Bank Vistara Credit Card, and many others are just a few of the several credit cards offered by Axis Bank.
Each of these credit cards targets a different user base and has a different set of features.
However, people who use credit cards occasionally make bad decisions when applying for credit, in which case they should know how to close their Axis Bank credit card both online and offline.
If you belong to such a group of users, don’t worry; we’ll assist you in the most straightforward way possible to cancel your Axis credit card.
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How to Close Axis Bank Credit Card
The different ways that can be availed to cancel an Axis Bank credit card are as follows:
Call Customer Care
Calling the Axis Bank credit card customer service number from your registered cellphone number will assist in starting the card cancellation process.
The toll-free numbers are 1800-103-5577, 1860-500-5555, and 1860-419-5555.
Following your conversation, you must authenticate yourself and write down the card termination request number for your records.
Visit Axis Bank Branch
You can make a request to have your credit card closed by going to any of the Axis Bank locations that are closest to you. For verification, you will have to supply your credit card information and personal data.
How to Block Axis Bank Credit Card
You can block your Axis credit card in a number of methods, both online and offline, to stop fraudulent transactions in the event that it is lost or stolen. Listed below are a few of these techniques:
Using SMS Service
By sending an SMS to Axis Bank, you can disable your Axis Bank credit card. To use the SMS service to block your Axis Bank credit card, follow these steps:
Step 1: Write BLOCK XXXX, where XXXX are the final 4 digits of your credit card number
Step 2: Forward the SMS to 5676782 from your registered mobile number.
The bank will block your credit card, issue you a new one on your request, and forward it to your registered address.
Via Customer Care Cell
You can reach the Axis Bank customer care service on the following numbers:
1860 419 5555 or 1860 500 5555
After requesting certain personal and account details to verify your identification, the customer service representative will freeze your credit card and provide you with a new one.
Through Net Banking
Axis Bank customers can also use internet banking to block their credit card by following the instructions below:
Step 1: Open your Axis Bank online banking account and log in.
Step 2: Navigate to the Account area.
Step 3: Choose “More Services” from the “My Cards” menu.
Step 4: Select the credit card that you wish to prohibit by clicking on “Block Credit Card.”
Via Mobile Application
Credit cardholders who download the most recent version of the Axis Bank mobile application can utilize its services. Once installed, block your Axis Bank credit card by following the instructions below:
Step 1: Open the Axis Bank mobile app and log in.
Step 2: Choose the ‘Services’ option under the Banking section.
Step 3: Navigate to the area for credit cards.
Step 4: Select the option labeled “Block & Replace Card.”
Any method you choose to ban your credit card, Axis Bank will replace it with a new one.
By default, the credit card will be sent to the address you provided to the bank for communication.
Branch Visit
In order to block your Axis Bank credit card, you can also go to the Axis Bank location that is closest to you and speak with a bank representative who will handle your request.
When they have successfully blocked your card, the Axis Bank representative will notify you.
Things to Keep in Mind While Closing Axis Bank Credit Card Account
When submitting a request to cancel a credit card, bear the following points in mind:
- Prior to starting the credit card cancellation process, pay off all outstanding balance transfers, loans, EMIs, and other debts associated with the account.
- After a credit card closure request has been made, the bank often cancels the remaining reward points, so use them all up.
- When you start the card’s termination process, cancel all subscriptions and automatic payments associated with it.
Frequently Asked Questions
Can a Closed Axis Bank Credit Card Be Reactivated?
It can be, indeed. The closed credit card must be reactivated, and you must request this from the bank.
Only in cases where the cardholder—rather than the bank—was in charge of terminating the card may this request be made.
What are the Steps to Reactivate a Closed Axis Bank Credit Card?
In order to restart a credit card account, a customer must contact Axis Bank customer service and provide their credit card number, expiration date, registration number, and birthdate.
Additionally, the client may email Axis Bank, and they will respond as soon as they can.
What is the Maximum Time Limit to Utilize Rewards on the Credit Card?
It is preferable to make use of the reward points prior to making a credit card cancellation request.
Can Axis Bank Close My Account on its Own Accord?
Absolutely, the bank has the right to do so if you violate their terms and conditions or fail to pay your payments by the deadline. The bank has the right to cancel your credit card in these situations.
What Happens to Add-On Cards when the Primary Card is Canceled?
When the primary card is canceled, they are automatically canceled as well.
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In a Nutshell
That’s how you can close your Axis Bank Credit Card. If you found this guide helpful, please let us know.
Additionally, feel free to use the comments section to suggest other ways we can assist you with any finance-related queries.
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