March 4, 2024

HDFC Bank provides a variety of credit cards to meet the needs of each individual. You can apply for any of the credit cards based on your eligibility and needs. To use your credit card, however, you must first activate it, either online or offline. See the details!

How to Activate HDFC Credit Card

Overview of HDFC Credit Card

It is simple to apply for and obtain HDFC Credit Cards with a good credit score, income, and valid documents. However, regardless of the bank, once you receive a credit card, you must activate it.

So, this is how to activate your HDFC Credit Card for the first time. The HDFC Bank Credit Card can be activated in two ways. You can activate it either through net banking or by visiting an HDFC ATM.

The process of activating an HDFC Credit Card differs between the two methods. You should investigate both methods for activating and using HDFC Credit Cards without difficulty.

According to RBI guidelines, you must activate your HDFC credit card within 30 days of receiving it.

If you do not activate your card within the specified time frame, you will be given a 7-day grace period, after which your card will be closed.

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How to Activate HDFC Credit Card

You can activate an HDFC credit card in the following methods:

Activate HDFC Credit Card through Usage

Simply use your credit card for online and offline transactions to activate it. To activate your card, you must make at least one online and one offline transaction within 30 days of receiving it.

To keep your card active for offline transactions, swipe it at the PoS machine. Furthermore, depending on the variant of your HDFC Credit Card, you can earn exclusive activation benefits.

Activate HDFC Credit Card by Enabling Transactions

In order to activate your credit card, you must first enable it for contactless, international, and online transactions.

You can activate your card for such transactions online via MyCards, Whatsapp, or Eva. Here are some additional details:

Through MyCards:

You must complete the following steps to enable your credit card through MyCards:

Step 1: Go to MyCard’s official website,

Step 2: Log in with your OTP and link your credit card to activate it.

Step 3: Navigate to the ‘Card Control’ tab.

Step 4: Make online, contactless, and international payments possible.

Step 5: Your card will be successfully activated and you will be able to use it for both online and offline transactions.

Through Whatsapp Banking:

You can also enable your credit card for online, contactless, and international transactions by sending a WhatsApp message. To enable your credit card, text ‘Manage My Credit Card’ to 7070022222.

Following that, you must proceed with the steps necessary to activate your card.

Through EVA:

You can also use Eva (the bank’s website’s personal assistant) to enable your card for online, contactless, and international transactions. You can communicate with it by sending the command ‘Manage My Credit Card’.

Following that, you must make a selection from the options available on the screen based on your needs and enable your card.

Activate HDFC Credit Card through OTP Confirmation

You can also use the OTP confirmation to activate your credit card offline. To activate your card with OTP, simply click here and enter your mobile number.

The OTP will be sent to your registered mobile number. Also, keep in mind that you must only login with your registered mobile number.

Activate HDFC Credit Card through SmartPay Registration

SmartPay can also be used to activate your credit card online. Simply add billers to your credit card via SmartPay by providing standing instructions on your card.

SmartPay is an automatic payment service that allows you to make payments using your credit card for a variety of transactions such as bill payment, recharge, and so on.

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You now understand how to activate your HDFC Credit Card for the first time. To activate your credit card, you can use HDFC Net Banking or an HDFC ATM.

After you begin using your credit card, you can view all of your transactions in the HDFC Credit Card Statement.

HDFC Credit Cards, on the other hand, have a plethora of offers and discounts that will provide you with a pleasant shopping experience.

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