An abortion can be pretty costly, and its price depends on the type of care and the stage of pregnancy, among other factors.
People seeking abortion care at planned parenthood without insurance may face additional costs including extra medication, sedation, transportation, lodging, and child care. The actual cost is what we will delve into. Read down!
Overview of Abortion Without Insurance
The cost of an abortion is determined by several factors, including the type of care provided and the stage of pregnancy.
However, the actual cost of an abortion at planned parenthood without insurance ranges from free to more than $1,000.
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Does Health Insurance Cover Abortion?
Insurance typically covers abortion care. Coverage and out-of-pocket expenses are determined by your plan, which may include:
- Private insurance and marketplace plans under the Affordable Care Act: Under the Affordable Care Act, abortion care services are not considered essential health benefits. Abortions are not required to be covered by health insurance plans, but they may choose to include abortion care benefits.
- Medicaid: Federal law prohibits the use of federal funds for abortion unless there is rape, incest, or endangering the mother’s life. Some states use their own money to pay for abortions for Medicaid recipients.
- Medicare: Medicare coverage is limited to pregnancies caused by rape or incest, or those determined by a medical professional to endanger the mother’s life.
How Much Does an Abortion Cost without Health Insurance?
The cost of abortion care varies according to pregnancy stage and type of termination. In general, there are two types of care.
One type of abortion is a medication abortion, also known as the “abortion pill,” though the treatment usually consists of two types of pills.
The other option is a surgical abortion, which can be one of several procedures performed in a clinic.
A medication abortion, also known as Plan C, typically involves two prescription-only medications.
According to Planned Parenthood, the cost averages more than $500 and can reach $750. These pills are sometimes available through a telehealth provider.
The cost of a surgical abortion varies depending on the procedure, stage of pregnancy, and medications required. For example, a surgical abortion at Planned Parenthood in Washington, D.C. in 2022 ranged from $578 to $2,008.
The wide range is based on the length of the pregnancy, which can range from a few weeks to several months. Sedation and additional medication could cost up to $360.
There will be a follow-up exam. This clinic charges $578 for a medication abortion.
What Other Factors Can Affect the Price of An Abortion?
Nonmedical expenses such as transportation, lodging, time off work, and child care may be included in the total cost of an abortion. Consider these costs especially if there is no abortion service provider nearby.
The cost of an abortion typically rises as the pregnancy progresses. The cost of abortion care may rise for those who need to raise funds or find resources.
The Guttmacher Institute estimates that the cost of an abortion at 20 weeks is more than twice that of terminating a pregnancy at 10 weeks.
What is the Average Cost of an Abortion?
The average cost of an abortion is determined by a variety of factors, including the length of the pregnancy, the method of termination, and where you live.
More than 80% of abortions occur during the first trimester. The Kaiser Family Foundation reports that the average cost at 10 weeks is $500, rising to $1,195 at 20 weeks.
Which Organizations and Funds Help Reduce the Cost of Abortion Services?
There are numerous organizations and funds that assist with the cost of abortion services, ranging from pills and procedures to logistical costs.
The National Network of Abortion Funds maintains a state-by-state list of funds as well as financial assistance tips.
National funds include the following:
- National Abortion Federation Hotline
- Women’s Reproductive Rights Assistance Project
- Indigenous Women Rising
The Bottom Line
The cost of an abortion varies greatly depending on the stage of pregnancy, type of termination, and other costs. In general, the cost of an abortion rises as the pregnancy progresses.
There are national, state, and local abortion organizations that offer financial assistance for pills, procedures, and other costs for women who cannot afford to terminate their pregnancies.
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