Apps with instant referral bonus programs can be a surprisingly lucrative side hustle.
Recommending businesses, services, and apps you already love can earn you a thousand, or even tens of thousands, in referral bonus dollars yearly. See some of these apps and their full details below!
An Overview of Referral Bonus Apps
Using these referral bonus apps, you can recommend companies to friends quickly and easily right from your phone.
The app has a built-in referral feature that lets you make an offer to a friend and makes it simple for them to accept.
Customers who refer friends to these apps get paid a bonus when their friend accepts or completes their first purchase.
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15 Apps with Instant Referral Bonus for You
Since we use our phones for everything, referral bonus apps for mobile tend to be beneficial for all parties. Here are 15 of them.
1. Chase Referral Programs Can Pay $1,250 per Year
Own a credit card from Chase? It’s likely that you are eligible for a Chase referral program. Depending on your card, your Chase referral bonus may vary in value, but it can total up to $1,250 annually.
| Card Type | Refer-A-Friend Bonus | Max Bonus per Year |
| Chase Freedom | $100 cash back per referral | $500 cash back |
| Chase Sapphire Reserve | 10,000 bonus points per referral, which can be redeemed for $100 cash back | 50,000 bonus points per referral, which can be redeemed for $500 cash back |
| Chase Sapphire Preferred | 15,000 bonus points per referral, which can be redeemed for $150 cash back each | 75,000 bonus points, which can be redeemed for $750 cash back |
| Chase Ink | 20,000 bonus points per referral, which can be redeemed for $200 cash back | 100,000 bonus points, which can be redeemed for $1,000 cash back |
For these credit cards, there are additional Chase referral schemes:
- Any credit card offered by Southwest Rapid Rewards
- Any credit card issued by United MileagePlus
- Visa Signature card issued by British Airways
- Any credit card issued by Marriott Bonvoy
- Any Disney-issued Visa card
- The IHG Rewards Premier or Traveler cards
2. Net About $1,100 per Year with The Amex Referral Program
Depending on the card, American Express (Amex) offers various refer-a-friend programs.
For instance, if your friend applied for and was approved for an American Express card in 2022 and you had the American Express Platinum Card, you might be able to receive a 15,000-point Membership Rewards referral bonus.
If you used your points to settle your credit card bill, this was worth roughly $90 at the time.
That being said, the Amex refer-a-friend program had an annual cap of 55,000 Membership Rewards, which was roughly $330, meaning that you would max out your points after referring two friends.
3. You Can Get $500 Through Capital One’s Referral Program
Depending on the card, the Capital One refer-a-friend program offers varying payouts. Typically, it’s the equivalent of $100 for each friend, with a maximum of $500 annually.
Similar to Amex, you must have current balances on all of your accounts to be eligible for the Capital One referral program.
4. Discover Referral Program Pays $50 – $100 per Friend
For every friend you refer, Discover will pay you between $50 and $100, provided that they are approved for a Discover credit card.
Depending on the card you recommend, there will be a maximum amount you can claim each year.
To be eligible for the Discover refer-a-friend program, you must meet a few requirements:
- You are not eligible if you currently own a Discover it Business Card or Secured Credit Card.
- You won’t be eligible if your friend chooses not to receive Discover marketing communications.
- It must be in good standing on your end.
5. T-Mobile Referral Program Pays Up to $500 per Year
You may be eligible to participate in the T-Mobile refer-a-friend program if you have Sprint or T-Mobile. Considering that you:
- Settle your bill each month once your service period has ended.
- Have fewer than twelve lines
- Are in excellent standing with regard to your bills
- Have a friend who accepts the invitation and activates their services within 15 days
- Maintains good standing on their account for 30 days following activation
If a friend has previously had Sprint or T-Mobile, you can still refer them as long as they haven’t opened an account in the last ninety days.
You will receive a $50 Virtual Express Prepaid Mastercard for each friend you refer, up to a maximum of $500 annually, provided you fulfill all of the requirements.
6. Get Paid up to $500 per Year with The Xfinity Referral Program
Never would I “recommend” Comcast to a friend, I assure you. That’s probably how the majority of us feel about our cable providers.
However, when it comes to cable and internet service providers, there are typically only one or two options available.
Because Comcast Xfinity is the only other option available in their area, if you have a friend who may be considering making the switch, make sure to send them an invitation via Comcast’s refer-a-friend program.
Among the qualifying services are:
- Xfinity Internet, provided that download rates reach a minimum of 25 Mbps.
X1 coupled with Xfinity TV. - Xfinity Home.
- Xfinity Voice.
- Xfinity Mobile.
Up to $500 in prepaid gift cards will be used as payment for you annually. In addition, each friend who enrolls in a service will receive up to $100.
7. Earn up to $100 Through Pay Pal’s Referral Program
It’s simple to take part in PayPal’s refer-a-friend scheme. To obtain your unique referral link, simply visit the “Invite a Friend” page and log in. Then, forward it to your friends.
You will then receive a $10 referral bonus once your friend sends at least $5 to a friend or makes their first $5 purchase via PayPal. (They will also do so.) You can receive annual PayPal referral bonuses of up to $100.
8. Acorns Can Pay Over $500 With Bonuses
The entrance barrier to the investing platform Acorns is extremely low. All it takes to get started is $5.
You can invest your $5 referral bonus into your Acorns account when you refer friends and they make their first $5 investment.
Occasionally, Acorns will run even more reward schemes. For instance, you could receive an extra $500 bonus at the beginning of November 2022 if you referred three friends in the course of six days.
9. Rover Pays You $20 – $50 to Refer a Friend
Pet owners and pet sitters can connect via the Rover app. As long as the pet owner books within 90 days after your recommendation, they will receive $20 off their first reservation.
You will receive a $20 promo code for your next booking after your stay. You can get a $50 Visa gift card for each friend you refer through the Pet Sitter Refer-A-Friend program.
10. Door Dash Referral Bonus Can Be as High as $9,000 per Year
You will receive a small referral bonus if you bring a friend to DoorDash. Each region has a different offer.
You will be given $5 in November 2022 for every friend you recommend who places an order for $20 or more, up to a maximum of 25 friends annually.
The pay increases if you want to recommend a friend to work as a DoorDash driver. Once more, the award’s value varies according to the city and is subject to change.
Your friend will be given a predetermined number of days to finish a predetermined number of deliveries. Should they succeed, the referral bonus will be awarded to you.
A $600 referral bonus, for instance, was available in certain cities in 2022 if your friend completed 290 deliveries in 60 days. Others were just making payments as little as $200. You can refer to as many as 15 drivers per year.
11. Instacart Pays up to $2,500 when You Refer a New Shopper
You can get $10 after your friend completes their first delivery on Instacart if you refer them as a customer. You may recommend up to 100 friends annually.
You can also get paid extra if you recommend someone to use Instacart to launch a side business.
Similar to DoorDash, this bonus varies based on location, demand, and position. The amount that your area pays each shopper could range from $25 to $2,500.
You have to have worked for Instacart for at least 40 hours in the last six months in order to be eligible.
12. Ibotta only Pays $10 per Friend with No Annual Cap
Among the greatest rebate apps available is Ibotta. Utilize it to get cash back on retail and grocery purchases.
You will receive a $10 referral bonus each time you refer someone to Ibotta and they complete a qualifying purchase. This program has no maximum, so you are free to recommend as many friends as you like.
13. Sky’s the Limit on Your Rakuten Earning Potential
With Rakuten, you can get cash back from over 3,500 retailers in addition to having access to a ton of fantastic discounts and promo codes.
Every friend you recommend to Rakuten will earn you $30 once they complete a $30 qualifying purchase.
There is no limit on how many friends you can recommend with this program, which is its best feature. Your earning potential has no boundaries.
14. Refer Your Friends to Earn up to $580 in Thred up Credit
Throughout the year, ThredUP’s referral program may yield varying earnings for you.
I received an offer in November 2022 of $10 in ThredUP credit for every friend I recommended. You can claim a maximum of $580 in credit per year.
15. If You Have 500 Friends, You Can Earn $5,000 with Drop
Drop markets keyboards and headphones. For every friend you recommend, fans can receive $10 in credit.
Drop has a $ 5,000 lifetime cap on the amount you can make through their refer-a-friend program, whereas the majority of programs have an annual cap.
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